It's easy to get into debt, but it can be extremely hard to get out of debt. With credit cards especially, it can be very easy to buy, buy, buy without a care of how to pay it back. When those credit cards get maxed out though, you're going to be in a heap of trouble if you can't pay it back. It can take a long time to pay back a maxed credit card, even if it doesn't have a high limit.
